Budget Plan

The Budget Payment Plan can assist you in your annual family budgeting.  By balancing your monthly payments, you can eliminate high electric bills associated with air conditioning in the summer or heating and lighting your home in the winter.  The plan runs from October to September each calendar year (mid-plan enrollment not permitted).  In order to be eligible, you must:

  • Have a zero balance on your electric account by the due date of your September bill.

  • Have had electric service at your present address for at least 12 months.

  • Enroll prior to October 1.

To download and print a Budget Plan application, click HERE.


Budget Plan FAQ's

How does the budget plan work?

An estimate of your annual energy bill will be calculated based on your past energy use, weather conditions and the cost of energy.  It will be divided into 12 payments.  This is the amount you will pay each month for 11 months – October through August.  In September, your bill will reflect either a credit balance due you or a balance due the utility.  If, during the annual contract period, you paid for more than what was owed, the overpayment will appear on the September bill as a credit.   If, however, you paid less than was used, the September bill will show a balance due.   This amount must be paid in full to be eligible for continued participation in the Budget Payment Plan.

How do I join?

To join, simply fill an enrollment application and either mail it or return it to the BLP offices.  After the application has been reviewed, you will be advised of the proposed monthly payment.  You may then decide whether or not to proceed.  Please note, however, that the plan begins in October and runs through September.  You must join by September so that payments can start with your October bill.

How much does it cost to join the Budget Payment Plan?

There is no charge for signing up and no need to rejoin each year as long as your account is paid in full by the September payment date.

Will my meter still be read each month?

Yes.  It is necessary to monitor meter readings to assure the accuracy of your Budget Payment.  Under certain circumstances, meter readings may be estimated.

Will my payment change during the year?

It may.  Periodically, each Budget Payment Plan account will be reviewed to determine the accuracy of our original estimate.  If it appears that your original estimate differs by a significant amount, your Budget Payment will be recalculated and you will be notified.

Will I know how much electricity I actually used in a billing period?

Yes.  The electric bill will continue to show the amount and cost of electricity used.  You’ll know exactly where you stand each month with respect to the plan.

What happens if I miss a budget payment or fail to pay the entire amount?

Missing a payment may result in your being removed from the Budget Payment Plan.  If you are having difficulties in meeting your Budget Plan requirements, please contact us.


If you have any questions regarding the Budget Payment Plan, contact the MBLP at 906-228-0310 or stop in our main office at 2200 Wright Street from 8 am to 4:30 pm.